Blog
December 4, 2024
How relocation loans work to bridge the gap between buying and selling properties
A relocation/bridging loan is a short-term loan to ‘build a bridge’ between an existing mortgage and a new property purchase.
November 15, 2024
How auctions work in Queensland
Auctions are common when the property is unique, in the high-end of property values, and when the property market has high buyer demand.
November 15, 2024
How construction loans are structured and how progress payments work
Understanding the construction loan process, especially the stages of progress payments, is important to manage your finances efficiently.
November 15, 2024
Federal government support for first home buyers
The first home super saver (FHSS) scheme and the First Home Guarantee Scheme helps lessen the financial pressures for first home buyers.
November 15, 2024
What you need to know about refinancing and consolidating debt
Refinancing and consolidating debt are common financial strategies to simplify debt management and to save money.
November 15, 2024
Understanding and improving credit scores
A credit score is a fundamental indicator of a person’s financial health and factors into loan opportunities.
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October 28, 2024
Eight reasons to choose a mortgage broker over going directly to a lender
People often wonder whether they should go direct to a lender or through a mortgage broker to get the best home loan.
October 21, 2024
How the Household Expenditure Measure (HEM) affects borrowing capacity
The HEM helps lenders to gauge a borrower’s living expenses in relation to being able to make home loan repayments.
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October 1, 2024
Using superannuation to buy real property
Using super to buy real property speaks to two buyers—first home buyers (FHSS scheme) and SMSF members for commercial/investment properties.
August 28, 2024
What you need to know about cross-collateralisation in property loans
Cross collateralisation in finance is the process of securing a loan by two or more properties as security.
August 28, 2024
Special condition clauses to include in a property contract
When buying real property in Queensland, you must consider adding special condition clauses to your contract.
August 28, 2024
Using a property share loan to keep property owner’s finances separate
A property share loan involves two separate home loans by individual owners, both secured against the same property.
August 28, 2024
Which professions qualify for a lenders mortgage insurance waiver?
Some lenders offer LMI waiver for borrowers who work in certain professions with criteria around working history and professional membership
June 19, 2024
Why loan-to-value ratios matter to buyers
The loan-to-value ratio (LVR) can influence the home loan’s approval, the loan amount borrowed, interest rates, and refinancing prospects.
May 17, 2024
2024 Federal Budget: Implications for mortgages and property investment
Explore the 2024 Federal Budget's impact on mortgages and property, covering interest rates, first-home buyer help, tax relief, and more.
April 17, 2024
Home loans: The process explained
Getting and finalising a home loan with your broker at Get Real Finance involves the following steps.
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April 17, 2024
How to improve your borrowing capacity
Planning for how you can improve and increase your borrowing capacity is key before you start looking at real property to buy.
April 17, 2024
How to pay your mortgage off sooner
Continually managing your mortgage is critical—your financial future depends on your mindset and strategy.
April 5, 2024
What is the professional standard for mortgage brokers?
The NCCP legislation aims to protect borrowers by ensuring ethical and professional standards in the finance industry.
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